Do Drug and Alcohol Rehab Centers in Arizona Take Aetna Insurance Policies?

While the cost of addiction rehab can be high, you may be able to use your Aetna insurance to pay for drug rehab in Arizona.  Many are unaware of the addition of health insurance as a financing option for these services. Continue reading to learn more about using Aetna health to assist with addiction recovery treatment in Arizona.

What is Arizona Known For?

Arizona has long been known for its unique blend of natural beauty, cultural heritage, and modern amenities. With a population of over 7 million people, Arizona is the 14th most populous state in the United States.1

From the Grand Canyon to Sedona's red rock formations, Arizona's natural landscapes are some of the most stunning and iconic in the world. The state boasts over 20 national parks and monuments, making it a top destination for outdoor enthusiasts and nature lovers.

Arizona's rich history dates back thousands of years, with numerous Native American tribes having called the land home long before European settlers arrived. Archaeological sites like Montezuma Castle and Tuzigoot National Monument attest to the ancient civilizations that once flourished within current Arizona borders.

In addition to its natural beauty and rich history, Arizona is also well-known for its vibrant culture, including the annual Tucson Gem and Mineral Show, the largest of its kind in the world. The state's capital, Phoenix, is a bustling metropolitan area with a thriving arts and entertainment scene, including the Phoenix Art Museum and numerous theaters and performance venues.

Whether you're a longtime resident or a first-time visitor, Arizona offers something for everyone. From hiking and outdoor adventure to fine dining and cultural experiences, the Grand Canyon State is a destination you won't soon forget.

What is Rehab Insurance Coverage?

Rehab insurance coverage is a type of health insurance that offers benefits to those seeking medical help for a wide range of issues ranging from substance abuse to mental health concerns. Many types of medical care can be covered by rehab insurances.  Programs like detoxification, behavioral therapy, medication-assisted treatment, inpatient and outpatient therapies, and others may be covered by your current health insurance plan.

The level of coverage for rehab is dependent on many factors and may vary depending on the exact details of your policy, the benefits provided, and the specific treatment requirements. Rehab insurance coverage is available through employer-sponsored plans, government-sponsored plans like Medicaid, commercial health insurance policies, and combinations.

Who is Aetna?

Aetna is an American-managed healthcare business that offers health insurance products and services. Their insurance offerings, include medical, dental, vision, pharmacy, and behavioral health coverage. Aetna also offers other insurance products including disability, life, and other non health related insurance policies.

Aetna was founded in 1853 and is one of the largest health insurance companies in the United States. Over the past 170 years, they have become one of the largest operators in the healthcare industry and they currently support customers in all fifty states.Aetna-Logo

In 2018, Aetna was acquired by the retail pharmacy company CVS Health and now operates as a subsidiary of CVS Health. Aetna aims to help people achieve health and financial security by providing affordable, high-quality healthcare services and products.2

Do Aetna Insurance Plans Cover Drug and Alcohol Rehab in Arizona?

Aetna insurance plans typically cover drug and alcohol rehab in Arizona. It is important to remember that the exact coverage level will depend on many factors, including, but not limited to, the details of your policy and treatment needs. Aetna offers a wide range of insurance plans, including coverage for behavioral health and addiction treatment. These policies may cover inpatient and outpatient care, detoxification, counseling, medication-assisted treatment, and more.

Check Your Aetna Insurance for Drug and Alcohol Recovery Treatment

You can check your Aetna Arizona insurance coverage levels for drug or alcohol addiction rehab in Arizona by calling us on 866-461-3339 or by using the form below.

Our admissions coordinators will interact directly with your insurance provider on your behalf, removing from your shoulders the burden of figuring out if your insurance will pay for your addiction treatment.

Do Aetna Insurance Plans Cover Mental Health Rehab in Arizona?

Aetna health insurance policies generally cover mental health recovery options in Arizona. Aetna has a variety plans, including those that provide coverage for behavioral health and mental health services. These Aetna policies may cover a variety of care, including both inpatient and outpatient rehab options, counseling, medication management, and other specialized behavioral health care options.

The amount of coverage will vary from plan to plan according to many factors such as the type and level of treatment required and the who is providing the care.

Arizona Inpatient and Outpatient Rehab Centers That Take Aetna Insurance Plans

Virtue Recovery Center has been saving lives from substance abuse with rehab facilities in several states, including two nationally accredited luxury sites in Arizona. These evidence-based inpatient drug and alcohol rehabilitation facilities provide residential care for those with addiction, dual diagnosis, and underlying trauma.

Below are links to our Arizona-based Virtue Recovery Centers:

How Much Does Rehab Cost in Arizona for Aetna Insurance holders?

Arizona rehab costs for those with Aetna insurance plans can vary based on a variety of factors, including which Aetna insurance policy is held by the patient and the details of the the rehab program such as the type and length of treatment. Aetna insurance plans often pay all or part of the rehab costs.

Depending on the level of coverage, only certain recovery options maybe covered or pre-treatment steps maybe required to be completed. For example, some Aetna plans may need pre-authorization before covering services, while others may require care to be performed within a specific provider network.

The total cost of rehab is highly dependent of the type of treatment.  For example, inpatient therapy requires a more extended stay at a facility and is often more expensive than outpatient therapy, which lets you continue living at home while receiving treatment. Inpatient rehab cost with insurance usually ranges from $5,000 to $25,000 or more.3 These are only averages that depend upon many variables.

How To Check Aetna Coverage Levels in Arizona?

Virtue Recovery Center is happy to verify your insurance coverage levels with Aetna for options in Arizona. Simply fill out our no-obligation online form, and allow one of our highly qualified staff members to eliminate the difficulties and wait times associated with calling your insurance provider. We'll contact you as soon as possible to review your benefits and discuss the next steps.

Virtue Recovery Center is in-network with most major insurance plans, and we have all the answers to the common question: "Do Aetna insurance plans cover rehab in Arizona?" In addition, you can rest assured that any information you provide or discuss is entirely confidential.

How To Get My Aetna Insurance To Pay For Rehab Treatment

You can ensure that you are taking the proper course of action to get Aetna to pay for inpatient rehab in Arizona by following the outlined plan below:

  1. Contact Aetna Insurance: Start by allowing one of our admissions coordinators to contact Aetna to confirm your benefits and coverage for rehab treatment.
  2. Determine what is covered: Find out what types of rehab treatment are covered under your plan. There may be specific requirements, exclusions, or limitations, such as a limit on the number of days or types of treatment.
  3. Find an in-network provider: Choose from a list of rehab centers in Arizona that take Aetna insurance policies. For example, Virtue Recovery Center has two Arizona rehabilitation centers that are in-network with Aetna Insurance.
  4. Get pre-authorization: Aetna may require pre-authorization before covering the cost of rehab treatment. Make sure you understand the process and get pre-authorization if needed.
  5. Understand your copay and deductible: Make sure you understand what your copay and deductible will be for rehab treatment. These costs will vary depending on your specific insurance plan.
  6. Provide necessary information: The rehab treatment center may need information from your insurance provider to bill for the treatment. Make sure you provide them with any information required.

How Many Times Will Aetna Pay for Rehab in Arizona?

The number of times Aetna will pay for rehab in Arizona can vary depending on the specific Aetna insurance plan, your treatment needs, and the medical necessity. They often pay for rehab as long as it is deemed medically necessary, mean generally means that therapy is required to address a particular condition or illness.

Aetna may also demand reevaluations regularly to assess ongoing medical necessity and coverage. There can also be restrictions on how long a rehab program is covered.


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Can You Go To Rehab Without Insurance?

You can go to rehab treatment without insurance. If your insurance does not cover the treatment you need on your path to sobriety, there is no need to be concerned. There are several ways to finance rehabilitation without insurance.

Most treatment centers are happy to offer their clients payment plans and other financial options. In addition, you may be able to pay for it using one or more of the different approaches listed below:

  • Sliding Scale Fees: A person's income determines the service costs. The lower your income, the less you'll pay out-of-pocket.
  • Community-based groups, nonprofits, or government-funded programs: These programs are usually inexpensive or free and can include a variety of treatments, such as therapy and detoxification. Simply do an Internet search for your state, county, or city to identify low-cost substance use disorder treatment and services in your area.
  • Employee Assistance Programs (EAPs): If employed, your company may have an EAP offering addiction treatment services. EAPs are usually designed to provide support and resources for employees struggling with personal or professional issues.
  • Faith-based programs: Some faith-based organizations offer treatment services to individuals seeking help with their addiction. They may incorporate religious or spiritual ideology into their treatment approach.
  • Peer support groups: Groups like Alcoholics Anonymous (AA) and Narcotics Anonymous (NA) can provide a supportive community for your recovery. These support groups are usually free to attend and are a valuable source of support during the rehab and recovery process.
  • Umbrella Policy: a specific insurance policy that extends the liability protection your other insurance plans cannot. Although an umbrella policy usually doesn’t cover addiction treatment, it might offer an added layer of protection for any liability claims resulting from addiction treatment.

Although you might be able to obtain addiction treatment through the above options without insurance, it's crucial to remember that service accessibility and the level of care may vary significantly. Therefore, it is essential to do your research, speak with medical experts, and look for accredited treatment providers to ensure you receive the finest care possible.

Additionally, addiction treatment costs shouldn't stop you from seeking appropriate therapies or recovery programs. Virtue Recovery Center wants to ensure you or a loved one receives the best care available if you or they are considering getting treatment for a drug or alcohol addiction. We'll work with you to create an affordable payment plan for unexpected expenses.

If you're committed to recovery, send a request to one of our qualified admissions coordinators today. Before going over the next steps, a coordinator will respond to any questions about our programs, including pricing and payment option details.

Verify Your Aetna Insurance Coverage With Virtue Recovery Center

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our Arizona programs, including interacting directly with Aetna on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.


Using your Health Insurance Card, fill out all of the fields on the confidential form.


A member of our staff will contact your insurer to verify if your policy will cover your treatment


We will contact you promptly with the results of the verification and discuss the next steps

*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note that this is only a quote of benefits and/or authorization. We cannot guarantee that payment or verification eligibility will be accurate and complete as conveyed by your health insurance provider. Payment of benefits is subject to all terms, conditions, limitations, and exclusions of the member’s contract at the time of service. Your health insurance company will only pay for services it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. Suppose your health insurance company determines that a particular service is not reasonable and necessary or that a specific service is not covered under your plan. In that case, your insurer will deny payment for that service, and it will become your responsibility.

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*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note, this is only a quote of benefits and/or authorization. We cannot guarantee payment or verification eligibility as conveyed by your health insurance provider will be accurate and complete. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at time of service. Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility.

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