Luxury Rehab Centers That Take Insurance

Treatment for substance use disorders (SUD) is now more widely available thanks to the Affordable Care Act (ACA).  As a result, there are many different treatment clinics, including luxury facilities, that offer inpatient programs for drug and alcohol addiction. These programs typically have high-quality, evidence-based addiction treatment with exclusive amenities, like private living quarters and massages.

We Work With Most Insurances

What is a Luxury Rehab Center?

A luxury rehab center is an addiction treatment facility offering a high-end, upscale experience for individuals seeking long-term recovery from drug or alcohol addiction. These facilities often offer luxurious amenities such as gourmet meals, spa treatments, private accommodations, and various recreational activities, in addition to traditional evidence-based treatment such as cognitive-behavioral therapy, counseling, and medical care.

Luxury recovery centers often attract elite clients seeking a more comfortable and sophisticated environment for their recovery journey. However, the quality of addiction treatment should always be the primary consideration when choosing a rehab center, regardless of the level of luxury offered.

Luxury rehabilitation centers tend to be more expensive than standard rehab facilities. They are often located in scenic or secluded areas, such as the beach or the mountains, to provide clients with a more relaxing and peaceful environment. This type of location can also offer more privacy and discretion for clients who want to keep their recovery journey private.

While luxury drug and alcohol rehab centers offer a high level of luxury, it's important to note that the core addiction treatment programs and therapies are typically the same as those provided in standard rehab facilities. The focus is on evidence-based treatments, such as individual and group therapy, behavioral therapy, and medical detox, to help clients overcome their addictions. It is not uncommon for patients to stay for several months to receive intensive treatment and support.

Does Your Insurance Cover Rehab?

Find out your health insurance coverage levels for rehab treatment.

CALL (866)-461-3339

We accept most insurance plans and can check your coverage levels on your behalf.


Typical Amenities Offered by Luxury Recovery Centers

Suppose you are seeking residential rehab treatment for intensive care or hospitalization for acute care and would like your insurance to cover the cost. In that case, there are several steps you can take to help ensure that your claims are approved:

  • Review your insurance policy: Thoroughly review your insurance policy to understand what is covered and the limitations or exclusions for addiction treatment.
  • Obtain pre-authorization: Many insurance plans require pre-authorization or a referral from a healthcare provider to receive inpatient insurance coverage. Find out what is needed for pre-authorization.
  • Choose an in-network provider: Attending an inpatient facility that is in-network with your provider can help ensure that your claim is approved and that you receive the maximum amount of coverage available under your policy.
  • Submit a claim: After receiving treatment, submit a claim to your insurance provider as soon as possible. Include all necessary documentation, such as treatment records and receipts. The treatment facility will likely submit claims on your behalf. Verify this before choosing a treatment provider.
  • Follow up with your insurance provider: Don't give up if your claim is denied. Instead, follow up with your insurance provider to determine why the claim was rejected and the steps you may take to appeal the decision.
  • Consider working with an advocate: If you are having trouble getting your insurance to cover the cost of residential rehab treatment, consider working with an insurance advocate or addiction treatment specialist who can help you navigate the process and advocate on your behalf. Virtue Recovery Center’s admissions coordinators are ready and willing to assist.

Frequently Asked Questions (FAQ)

Does Insurance Cover Luxury Drug and Alcohol Rehab?

It depends on your specific health insurance plan and the level of coverage it provides. For example, some health insurance plans may cover the cost of luxury rehab, while others may only cover standard rehabilitation facilities. In many cases, you may be responsible for some out-of-pocket expenses to cover the remaining cost of treatment.

Additionally, some insurance plans may restrict the length of stay at a luxury rehab facility or the specific types of covered amenities or services. For example, many insurance providers will only pay for medically necessary treatments, including psychotherapy and medication-assisted treatment (MAT). Massages and other lavish services provided at luxury rehab centers may not be reimbursed by insurance.

In addition, you’ll frequently have a deductible, which is the amount you must pay out-of-pocket before your insurance starts covering any expenses. You may also need to find a treatment facility part of the insurance plan’s network. Examples of in-network providers include medical staff and facilities your insurance company has contracted to provide healthcare services.

What is Rehab Insurance Coverage?

Rehab insurance coverage is health insurance that covers the costs associated with addiction treatment and rehabilitation services. Rehab insurance coverage can be provided through private health insurance, employer-sponsored plans, or government-funded programs such as Medicaid and Medicare.

Addiction treatment services covered by rehab insurance may include, but are not limited to, the following:

  • Inpatient or outpatient detoxification
  • Medication-assisted treatment
  • Individual and group therapy
  • Counseling
  • Other behavioral health services

The extent of rehab insurance coverage will depend on the specific health insurance plan and the type of addiction treatment services needed. For example, some plans may cover the total cost of treatment, while others may require you to pay a portion of the expenses out-of-pocket.

Additionally, addiction is considered a medical condition. Therefore, addiction treatment is covered by many health insurance plans, including those offered by employers, obtained via health care exchanges, and obtained through Medicaid and CHIP under the Mental Health Parity and Addiction Equity Act (MHPAEA).[i] This law requires health insurance plans to provide coverage for mental health and substance use disorder treatment at the same level as coverage for other medical conditions.

Does Insurance Cover Luxury Mental Health Rehab?

Whether or not insurance covers luxury mental health rehab depends on the specific health insurance policy and its coverage level. For example, some health insurance plans may cover the cost of luxury mental health rehab, while others may only cover standard mental health rehab.

Keep in mind that luxury mental health treatment might cost significantly more than conventional mental health rehab, and insurance may not fully cover the expense. Therefore, you may need to make out-of-pocket payments in many situations to cover the therapy’s remaining costs.

In addition, you’ll often have a deductible, and you might need to look for a rehab center in-network with your particular insurance plan. It’s also important to remember that some insurance policies can impose exclusions and limitations on the number of days a patient can remain in a posh mental health facility or the particular facilities or services that are covered.

Finally, many insurance companies will only cover medically necessary services, such as medical detox and dual diagnosis. However, the more opulent services offered at luxury rehab facilities, like massages and recreational activities, may not be covered.

How Much Does Luxury Rehab Cost With Insurance?

The cost of luxury rehab with insurance can vary widely depending on several factors, including your health insurance plan, the specific treatment center, the level of care needed, and the duration of treatment. In general, the cost of luxury rehab with insurance may be partially covered by the insurance plan, but you may be responsible for some out-of-pocket costs.

Depending on the level of luxury, a residential addiction treatment program may cost anywhere from $5,000 to $80,000. On average, the cost of outpatient therapy, or receiving treatments without being hospitalized, can range from $1,400 to $10,000 for 30 days.1 Of course, these are only average costs that can change according to many variables.

Do You Pay Extra Insurance Premiums for Rehab Expenses?
How To Check My Insurance Coverage Levels for Luxury Rehab Treatment

Verify insurance coverage levels for luxury rehab treatment easily by filling out our no-obligation online form. One of our highly qualified staff members will then contact your health insurance provider to verify your rehab treatment benefits. We’ll contact you as soon as possible to explain your policy and discuss the next steps.

Virtue Recovery Center is in-network with most insurance plans. To relieve you of the responsibility of answering the question, “Does insurance cover luxury rehab,” our admissions coordinators will speak with your insurance company directly, eliminating the challenges or confusion associated with contacting your insurance provider yourself.

In addition, all information provided or discussed will remain completely confidential.

How To Get My Insurance To Pay For Addiction Recovery Treatment

Being persistent and advocating for your right to receive the care you need is essential. There are several steps you can take to increase your chances of attending luxury rehab covered by insurance:

  • Get a referral: In many cases, insurance companies require a referral from a primary care physician or mental health professional to authorize treatment. Speak with your doctor about your addiction and request a referral to a qualified addiction treatment program.
  • Verify your benefits: Contact your insurance company or allow Virtue Recovery Center to contact them to verify insurance benefits. Ask specifically about inpatient care and outpatient treatment programs and information on deductibles, copays, and the types of treatment covered. You may also want to review any exclusions or limitations on coverage.
  • Find a treatment center: Once you know what your insurance will cover, research addiction recovery centers that accept your insurance. Look for centers that have experience working with your insurance company and that offer the type of treatment you need.
  • Submit a claim: Once you’ve selected a treatment center, ask the center to submit claims to your insurance company on your behalf. Be prepared to provide any necessary documentation or medical records to support your claims.
How Many Times Will Insurance Pay For Rehab?

The frequency with which insurance covers rehabilitation varies depending on the patient’s insurance plan and the required care. For instance, some insurance plans only cover a certain number of days in rehab, while others may pay for an unlimited number of visits or have separate coverage restrictions for inpatient and outpatient care.

Can You Go Into Luxury Rehab Without Insurance?

Yes, it is possible to go to a luxury rehab facility without insurance coverage. However, it’s important to note that luxury rehab centers can be expensive. The following are some options if you don’t have insurance or if your insurance doesn’t cover addiction treatment:

  • Pay for therapy out-of-pocket: Many treatment centers provide financing options or sliding scale costs based on your income.
  • Community-based groups, nonprofits, or government-funded programs: These programs can involve several therapies, such as counseling and detoxification, and are typically affordable or free. Simply conduct an Internet search for your state, county, or city to locate low-cost substance use disorder treatment and services.
  • Employee Assistance Programs (EAPs): Your place of employment may have an EAP offering addiction treatment services. EAPs usually provide support and resources for employees struggling with personal or work-related issues.
  • Faith-based programs: People seeking addiction treatment can find it at several faith-based groups. These programs may use spiritual or religious practices as a therapeutic strategy.
  • Group therapy: Support groups can be a more affordable option if you don’t require intensive medical care or detoxification. Group therapy allows individuals to connect with others who are going through similar experiences and can provide a supportive environment for recovery.
  • Self-help groups: Self-help groups, like Alcoholics Anonymous (AA) or Narcotics Anonymous (NA), provide a free and accessible support network for individuals in recovery. These groups offer peer support, education, and accountability and can be a helpful supplement to other forms of treatment.

While these choices may allow you access to addiction treatment without insurance, it’s important to remember that service accessibility and level of care may vary significantly. Therefore, conduct your research, consult medical professionals, and look for recognized treatment providers to ensure you get the best possible care.

Addiction treatment costs shouldn’t stop you from getting the necessary, appropriate treatment. If you’re thinking about entering treatment for drug addiction or alcoholism, Virtue Recovery Center wants to ensure you or a loved one receives the finest care possible. We’ll work with you to develop a suitable payment schedule for unanticipated expenses.

Send a request to a qualified admissions coordinator now if you’re committed to recovery. Before going over the next stages, a coordinator will respond to any concerns or questions about our luxury rehab programs and services, including details on pricing and payment options.

Check Your Insurance Coverage With Virtue Recovery Center

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with your insurance provider on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.


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Empowering Your Path to Lasting Recovery Top Reasons to Choose Virtue Recovery Center

At Virtue Recovery Center, we understand that selecting the right addiction treatment facility is a crucial step toward your recovery. That’s why we’re committed to offering exceptional care that stands out in the realm of addiction recovery.

Our Success Rate

Virtue Recovery Center prides itself on its evidence-based approach and outstanding success rates. We continuously monitor and evaluate our treatment outcomes to ensure we are providing the best possible care, with success rates that surpass industry averages.

Commitment to Your Recovery

Our dedication to your long-term wellness is unwavering. If you successfully complete our comprehensive 90-day treatment program and face challenges post-treatment, we offer a complimentary 30-day return to our center to help get you back on track.

Accessibility and Inclusivity

We believe that everyone deserves the chance to recover, which is why we accept a wide range of insurance plans and offer various financing options. Our centers are strategically located to ensure that top-notch care is within reach for those in need.

Ongoing Support and Community

Recovery is a lifelong journey, and at Virtue Recovery Center, we are with you every step of the way. Beyond initial treatment, we provide extensive post-recovery support, including sober living options and a vibrant network of alumni, to help you maintain your sobriety and build a fulfilling life in recovery.

Real Stories of Hope and Healing from Virtue Recovery Center

Virtue Recovery Centers in Las Vegas offering every level of care to help those in need, to include substance use and eating disorders. 3 beautiful facilities with knowledgeable, caring, compassionate and dedicated staff who truly care. Medical, clinical, operational and dietary teams work together for the most positive outcomes. The Alumni program is beyond anything I have ever seen, offering support and encouragement after discharge for as long as needed. The facilities are beautiful, welcoming, and well maintained. The rooms are spacious and comfortable. The housekeeping staff is exceptional, and the food is incredible! Come take a tour and see for yourself. I would not send my loved ones anywhere else.

Virtue is one of the nicest, newest, and cleanest facilities I’ve ever been at. It’s not beaten up and chaotic like all other places I’ve been to! It has a good energy, and positive vibe feeling of peace and serenity. Staff is kind too! It has been a breath of fresh air! Perfect for starting your brand new life!

I can honestly say that this place helped me with my SUD and changed my way of thinking. The staff are all so open and friendly and someone is always there to lend an ear or a helping hand. I’ve been to a few rehabs and they have been nothing compared to Virtue in how they were run, the therapy and therapists, and the fact that the staff all love their jobs and truly do care for you. If you need help, or someone you love needs help, then don’t waste time or money trying anywhere else.

I cannot say enough positive things about this place. I came in as a first-timer to a residential facility and brought along with me a multitude of mental health struggles and addictions that had had a handle on my life for a long time.

• The staff is beyond amazing and genuinely invested in the wellbeing of the clients.
• My therapist was by far the best I have ever seen and so easy to talk to; I left with a better understanding of myself than I’ve had in my entire life.
• My case manager was insanely kind and went above and beyond for me.

Read the full review

I hit a rough patch heading into the holidays and relapsed, so I went back to Virtue for help. I had gone to the facility in Vegas a while back, but for insurance reasons I had to go to Killeen. Yes! Virtue is that good of a facility it’s worth traveling to, Killeen provided transportation to and from Austin airport. Really the only thing different between the two facilities was the location. Killeen is definitely a 5-star treatment center, very clean with beautiful room and comfortable beds. The staff was amazing from housekeeping to the director! Their program is great with a nice mix of classes and free time, with plenty of activities to do. The food is really good too, provided by in house executive chefs! Just another shoutout to the staff, very caring, genuine and loving what they do! I had forgotten a couple of things when I had packed, and a staff member went personally to the store and picked up what I needed. You cannot go wrong by picking Virtue for your treatment! oh… also ask about “Tyrone Bingo” it’s a wonderful night of entertainment!! Big hearted thank you to all the staff, you’re all a blessing!! followed with the “Serenity Prayer.”

Virtue is a special place. As soon as you arrive you are accepted as if you are family. The staff is beyond amazing. They are the definition of ride or die. They will go to the ends of the earth to make sure you have everything you need to be successful on your road to recovery. If you want a better life call them now, check in, and wait it out, because patience is a Virtue!!!!!!!

I cannot say enough good things about Virtue. This place helped me completely turn my life around. The staff are an amazing group of people who are what really makes this recovery center what it is. The compassion and real love they share with each and everyone who comes through the door on their road to recovery is astounding. If I listed off all the names of the staff who actually care wholeheartedly about each individual I would need a copy of the payroll list they are all so amazing. Thank you all so much for everything.

Rehabs That May Accept Insurance

Virtue Recovery Center operates a network of facilities across the country, offering comprehensive addiction and mental health care for you or your loved one in a supportive and healing environment.

Check Your Insurance Coverage for Rehab Treatment

Find out your health insurance coverage levels for substance abuse rehabilitation programs. We are in-network with most health insurance providers and may accept your insurance plan too.

Inpatient and Outpatient Rehab Centers That Take Insurance

With multiple treatment facilities in different states, Virtue Recovery Center has rescued people from substance abuse and restored families for years. The Joint Commission accredits all of our inpatient/outpatient centers. In addition, we are a member of the National Association of Addiction Treatment Providers (NAATP) and are HIPAA compliant while maintaining transparency and adherence to applicable laws and regulations.

Below you’ll find links to all of our treatment facilities:

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We Work With Most Insurances

Find Out if Your Health Insurance Covers Rehab Treatment
Sources and Citations


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