Does Health Insurance Cover Drug Rehab?

Navigating the complexities of health insurance coverage for drug rehabilitation doesn’t have to be a daunting task. In this article, we’ll discuss everything from the types of drug addiction rehab programs covered by insurance to the process of securing coverage. We’ll delve into the costs associated with treatment, the intricacies of the rehab intake process, and more, offering valuable insights into this aspect of the recovery journey.

We Work With Most Insurances


Virtue Recovery Center, a reputable rehabilitation facility with locations in multiple states including Texas, Nevada, and Arizona, provides comprehensive care for substance abuse and mental health issues. One significant aspect of the recovery services is the acceptance of insurance for drug addiction rehabilitation. This underscores the center's commitment to making recovery accessible and affordable for as many individuals as possible.

Insurance coverage for drug addiction rehab can be a crucial factor for many seeking treatment, as it can significantly offset the costs associated with comprehensive recovery programs. Virtue Recovery Center's policy of accepting insurance, including being in-network with many insurance providers, exemplifies the patient-centric approach. It's recommended for potential patients to verify their insurance coverage by contacting the Virtue Recovery Center directly, ensuring they can utilize their benefits to the fullest extent during their recovery journey.

Does Your Insurance Cover Rehab?

Find out your health insurance coverage levels for rehab treatment.

CALL (866)-461-3339

We accept most insurance plans and can check your coverage levels on your behalf.

 health insurance notebook drugs

What is Substance Use Disorder?

Substance Use Disorder (SUD) is a medical condition marked by an inability to control or cease substance use despite negative social, occupational, or health effects. It's a chronic, relapsing brain disorder that can range from mild to severe, and it's diagnosed based on an individual meeting certain criteria that reflect problematic substance use behaviors.

Such issues might include spending excessive time obtaining, using, or recovering from the effects of substances, persisting with substance use despite problems, or experiencing withdrawal symptoms when the effects of the substance wear off.

Types of Drug Rehab Programs Covered by Insurance

Drug rehab comes in various forms, each designed to address different levels of addiction severity and individual circumstances. The types of rehab programs that insurance covers can greatly vary, though most policies generally provide some level of coverage for a range of options.

  • Inpatient Rehabilitation: This requires clients to live in a treatment facility for a specified period. Most health insurance plans offer coverage for inpatient rehab, as this intensive level of care is often necessary for severe cases of addiction. The extent of coverage can vary based on the duration of the stay and the services rendered.
  • Outpatient Rehabilitation: Outpatient rehab lets individuals receive treatment while continuing to live at home. This program type is typically covered by insurance, but the extent of coverage may depend on the number of visits and types of services.
  • Partial Hospitalization Program (PHP): PHP is a form of outpatient program where clients receive several hours of treatment daily but don't stay overnight. Many insurance plans cover PHP, providing an intermediate step between inpatient and outpatient care.
  • Intensive Outpatient Program (IOP): IOPs offer a higher level of care, similar to inpatient treatment, but require fewer hours each week. These programs are often covered by insurance, depending on an individual's specific needs and their insurance policy's specifics.
  • Medication-Assisted Treatment (MAT): MAT employs medication in conjunction with counseling to treat drug addiction. This approach is typically covered by insurance, especially when deemed medically necessary by the provider.
  • Detoxification (Detox): Detox is the initial step in many treatment plans, and it involves medically supervised withdrawal from drugs. Detox is commonly covered by insurance, but the level of coverage may vary based on whether it's performed in an inpatient or outpatient setting.
 Psychotherapist Working with Man Indoors

Frequently Asked Questions (FAQ)

Does Health Insurance Cover Inpatient Drug Rehab?

A majority of health insurance policies do offer coverage for inpatient drug rehab, though the extent of this coverage is guided by the terms of the individual’s insurance policy. The specifics of coverage can differ between insurance plans and providers, with some policies potentially covering the entire cost of rehab, while others might cover only a part.

Does Health Insurance Cover Outpatient Drug Rehab?

Outpatient drug rehab is commonly covered under behavioral health benefits by a majority of health insurance providers. However, the depth of coverage can vary significantly. Certain insurers may foot the entire bill for outpatient treatment, while others might set limits on the number of visits or kinds of services covered.

Does Health Insurance Cover Luxury Drug Rehab?

Insurance coverage for luxury drug rehab is not as common, given these facilities often offer services exceeding those of standard care. While some high-tier insurance plans might offer partial coverage for luxury rehab, many do not. Consequently, those opting for treatment at luxury facilities often have to bear a substantial part of the costs themselves.

How To Check My Insurance Coverage Levels for Drug Rehab Treatment

Figuring out your insurance coverage for outpatient and inpatient drug rehab treatment is typically quite straightforward. You can call Virtue Recovery Center directly or fill in the form below. By entering some basic details, you can gain a comprehensive understanding of what your insurance plan would cover in relation to inpatient drug rehab treatment. Remember, checking your benefits doesn’t bind you to any service, but it can provide a transparent view of your potential financial responsibilities.

Which Health Insurance Does Virtue Recovery Center Accept?

Virtue Recovery Center (VRC) works closely with several major insurance providers across Arizona, Nevada, Oregon, and Texas. Their in-network relationships enable them to offer a wide range of services covered by insurance, increasing access to their top-quality addiction treatment programs. Working with these insurance providers, VRC is committed to making substance abuse rehab treatment financially manageable for as many individuals as possible. Below is listed some health insurance providers that VRC is in-network with.

How Much Does Drug Rehab Cost With Insurance?

The cost of drug rehab when using insurance can fluctuate considerably, based on variables such as the specifics of your insurance plan, the kind of rehab program chosen, and the length of treatment. While some insurance plans may cover all the costs associated with rehab, others might cover only a part, resulting in some out-of-pocket expenses.

To gain a better understanding of these costs, it’s advisable to contact your insurance provider to gather policy-specific information. It’s equally important to engage with the rehab center as they can typically provide cost estimates and aid in understanding the expenses involved in treatment.

How Much Does Drug Rehab Cost Without Insurance?

Without insurance, the expense of drug rehab can pose a significant financial challenge, with costs varying based on the treatment type and duration. For instance, a complete course of inpatient rehab treatment might cost from a few thousand to tens of thousands of dollars.

However, various options exist to help manage these expenses. Many rehab centers offer installment plans or sliding scale fees, and in certain circumstances, grants and scholarships may be accessible. In addition, some non-profit organizations and state-funded programs offer low-cost or free treatment options to those in need.

How To Check My Insurance Coverage Levels for Inpatient Drug Rehab Treatment

To find out your insurance coverage levels for inpatient drug rehab treatment, the most straightforward approach is to directly contact your insurance provider. They can offer information about your plan’s specific benefits, including what services are covered and any copayments or deductibles associated. There’s typically a contact number provided on the back of your insurance card for this purpose.

For a more personalized understanding of your likely financial obligations related to rehab treatment, consider using resources such as the Virtue Recovery Center’s insurance verification form. By providing the requested information, you can get a detailed analysis of what your insurance plan covers for inpatient drug rehab treatment. Taking this step doesn’t commit you to any service but can offer transparency regarding your potential costs.

How To Get My Insurance To Pay For Drug Rehab Treatment

Obtaining insurance coverage for drug rehab treatment typically involves a few steps. The primary task is to confirm that your particular insurance policy includes coverage for drug rehab treatment. This information can be sourced directly from your insurance provider or through the admissions team at your chosen rehab facility.

Once you’ve confirmed coverage, you might need a referral or pre-authorization from a healthcare provider, as certain insurance plans require this for coverage approval. Finally, it’s necessary to select a treatment center that accepts your insurance. It’s important to keep open communication with your insurance provider and rehab center throughout this process to ensure you’re fully aware of any out-of-pocket costs.

How Many Times Will Insurance Pay For Drug Rehabilitation

The number of times insurance will cover drug rehab is contingent on several factors, such as the specifics of the individual’s insurance plan, the kind of rehab program, and the medical necessity as determined by a healthcare provider. Some insurance plans may impose limits on the number of treatment episodes covered, or they may require certain periods between treatments.

However, most insurers acknowledge the chronic nature of addiction, and thus they often cover multiple treatment episodes if a healthcare professional deems it necessary. Always consult your insurance provider to comprehend the limitations of your specific plan.

What is the Drug Rehab Intake and Admissions Process?

The drug addiction recovery treatment process is a thorough approach designed to help individuals overcome their dependence on drugs. The treatment process typically involves several stages, each intended to address different aspects of addiction. It commences with detoxification, moves on to therapy and counseling sessions, and concludes with aftercare planning.

Initially, detoxification involves medically supervised withdrawal from drugs, often with medication to manage symptoms. This stage can last a few days to a week. Following detoxification, therapy and counseling sessions occur. This stage, which can be implemented as part of inpatient or outpatient care, employs various therapeutic approaches to help individuals understand and tackle the root causes of their addiction. Common therapies include cognitive-behavioral therapy, motivational interviewing, and group therapy.

The final stage is aftercare planning, which prepares individuals for life after treatment. This can entail transitioning to a sober living facility, ongoing therapy, or participation in support group meetings. This stage is a fundamental component of the recovery process, providing individuals with the tools and support required to maintain long-term sobriety.

Check Your Insurance Coverage With Virtue Recovery Center

Figuring out your insurance coverage for outpatient and inpatient drug rehab treatment is typically quite straightforward. You can call Virtue Recovery Center directly or fill in the form below. By entering some basic details, you can gain a comprehensive understanding of what your insurance plan would cover in relation to inpatient drug rehab treatment. Remember, checking your benefits doesn’t bind you to any service, but it can provide a transparent view of your potential financial responsibilities.

What is Health Insurance?

Health insurance is a policy that financially protects individuals from medical and surgical costs. It works by reimbursing the insured for expenses arising from illness or injury, or directly paying the healthcare provider, ensuring easier access to necessary health services.

Health insurance can cover a variety of services including preventive care, hospitalization, prescription medications, and treatment for chronic illnesses. Most health insurance plans also include coverage for mental health services, which encompass treatment for substance use disorders such as drug addiction.

What is an Addiction Rehab Center?

An addiction rehab center is a facility that provides treatment and recovery services for individuals grappling with substance use disorders, including drug and alcohol addiction. These centers offer a structured environment that promotes recovery through a variety of therapeutic interventions.

Services typically include medical detoxification, individual and group therapy, family counseling, education about addiction and recovery, and aftercare planning. Some rehab centers also provide treatment for co-occurring mental health disorders.


Get immediate treatment help now. 100% safe & confidential.

CALL (866)-461-3339

Contact us to schedule a free confidential assessment with a licensed clinician.

Empowering Your Path to Lasting Recovery Top Reasons to Choose Virtue Recovery Center

At Virtue Recovery Center, we understand that selecting the right addiction treatment facility is a crucial step toward your recovery. That’s why we’re committed to offering exceptional care that stands out in the realm of addiction recovery.

Our Success Rate

Virtue Recovery Center prides itself on its evidence-based approach and outstanding success rates. We continuously monitor and evaluate our treatment outcomes to ensure we are providing the best possible care, with success rates that surpass industry averages.

Commitment to Your Recovery

Our dedication to your long-term wellness is unwavering. If you successfully complete our comprehensive 90-day treatment program and face challenges post-treatment, we offer a complimentary 30-day return to our center to help get you back on track.

Accessibility and Inclusivity

We believe that everyone deserves the chance to recover, which is why we accept a wide range of insurance plans and offer various financing options. Our centers are strategically located to ensure that top-notch care is within reach for those in need.

Ongoing Support and Community

Recovery is a lifelong journey, and at Virtue Recovery Center, we are with you every step of the way. Beyond initial treatment, we provide extensive post-recovery support, including sober living options and a vibrant network of alumni, to help you maintain your sobriety and build a fulfilling life in recovery.

Real Stories of Hope and Healing from Virtue Recovery Center

Virtue Recovery Centers in Las Vegas offering every level of care to help those in need, to include substance use and eating disorders. 3 beautiful facilities with knowledgeable, caring, compassionate and dedicated staff who truly care. Medical, clinical, operational and dietary teams work together for the most positive outcomes. The Alumni program is beyond anything I have ever seen, offering support and encouragement after discharge for as long as needed. The facilities are beautiful, welcoming, and well maintained. The rooms are spacious and comfortable. The housekeeping staff is exceptional, and the food is incredible! Come take a tour and see for yourself. I would not send my loved ones anywhere else.

Virtue is one of the nicest, newest, and cleanest facilities I’ve ever been at. It’s not beaten up and chaotic like all other places I’ve been to! It has a good energy, and positive vibe feeling of peace and serenity. Staff is kind too! It has been a breath of fresh air! Perfect for starting your brand new life!

I can honestly say that this place helped me with my SUD and changed my way of thinking. The staff are all so open and friendly and someone is always there to lend an ear or a helping hand. I’ve been to a few rehabs and they have been nothing compared to Virtue in how they were run, the therapy and therapists, and the fact that the staff all love their jobs and truly do care for you. If you need help, or someone you love needs help, then don’t waste time or money trying anywhere else.

I cannot say enough positive things about this place. I came in as a first-timer to a residential facility and brought along with me a multitude of mental health struggles and addictions that had had a handle on my life for a long time.

• The staff is beyond amazing and genuinely invested in the wellbeing of the clients.
• My therapist was by far the best I have ever seen and so easy to talk to; I left with a better understanding of myself than I’ve had in my entire life.
• My case manager was insanely kind and went above and beyond for me.

Read the full review

I hit a rough patch heading into the holidays and relapsed, so I went back to Virtue for help. I had gone to the facility in Vegas a while back, but for insurance reasons I had to go to Killeen. Yes! Virtue is that good of a facility it’s worth traveling to, Killeen provided transportation to and from Austin airport. Really the only thing different between the two facilities was the location. Killeen is definitely a 5-star treatment center, very clean with beautiful room and comfortable beds. The staff was amazing from housekeeping to the director! Their program is great with a nice mix of classes and free time, with plenty of activities to do. The food is really good too, provided by in house executive chefs! Just another shoutout to the staff, very caring, genuine and loving what they do! I had forgotten a couple of things when I had packed, and a staff member went personally to the store and picked up what I needed. You cannot go wrong by picking Virtue for your treatment! oh… also ask about “Tyrone Bingo” it’s a wonderful night of entertainment!! Big hearted thank you to all the staff, you’re all a blessing!! followed with the “Serenity Prayer.”

Virtue is a special place. As soon as you arrive you are accepted as if you are family. The staff is beyond amazing. They are the definition of ride or die. They will go to the ends of the earth to make sure you have everything you need to be successful on your road to recovery. If you want a better life call them now, check in, and wait it out, because patience is a Virtue!!!!!!!

I cannot say enough good things about Virtue. This place helped me completely turn my life around. The staff are an amazing group of people who are what really makes this recovery center what it is. The compassion and real love they share with each and everyone who comes through the door on their road to recovery is astounding. If I listed off all the names of the staff who actually care wholeheartedly about each individual I would need a copy of the payroll list they are all so amazing. Thank you all so much for everything.

Rehabs That May Accept Insurance

Virtue Recovery Center operates a network of facilities across the country, offering comprehensive addiction and mental health care for you or your loved one in a supportive and healing environment.

Check Your Aetna Insurance Coverage for Rehab Treatment

Find out your health insurance coverage levels for substance abuse rehabilitation programs. We are in-network with most health insurance providers and may accept your insurance plan too.

Inpatient and Outpatient Rehab Centers That Take Insurance

With multiple treatment facilities in different states, Virtue Recovery Center has rescued people from substance abuse and restored families for years. The Joint Commission accredits all of our inpatient/outpatient centers. In addition, we are a member of the National Association of Addiction Treatment Providers (NAATP) and are HIPAA compliant while maintaining transparency and adherence to applicable laws and regulations.

Below you’ll find links to all of our treatment facilities:

 near me facility usa e1685969736126

We Work With Most Insurances

Find Out if Your Health Insurance Covers Rehab Treatment
Statistics About Drug Addiction and Substance Use Disorder
  • Navigating the sobering realities of substance abuse can be distressing. The following statistics, underscoring the widespread prevalence of drug misuse and the staggering financial cost of treatment, give us a deeper understanding of this pervasive issue. Our empathy and compassion should be awakened, moving us to action and leading us towards solutions.

    • Among Americans aged 12 years and older, a disturbing 37.309 million were current illegal drug users as of 2020.
    • The average cost of residential treatment based on 2016 Census Survey Results was a staggering $50,469, which based on 2019 state survey data, increased to $57,193.
    • From 2012 to 2015, there was a terrifying 264% increase in synthetic opioid deaths, not including methadone, in the US.
    • In 2017, 67.8% of the 70,237 drug overdose deaths were opioid-related, encompassing 28,466 fentanyl-related deaths, 17,029 prescription-opioid-related deaths, and 15,482 heroin-related deaths.
    • In 2019, clinics saw a disturbing increase in urine samples testing positive for potentially fatal drugs, with 4% of urine samples testing positive for meth and 5% testing positive for fentanyl.



Contact Virtue Recovery Center 24/7 for inpatient treatment near you