Does Insurance Cover Sober Living Homes?

Once your initial treatment program ends, an addiction treatment team develops an aftercare plan that best suits your needs. Sober living homes may be part of that plan. These residences offer a secure, stable, and drug/alcohol-free environment to aid long-term recovery. While there are numerous aftercare treatment options, below is all the information you need on sober living facilities.

Virtue Recovery Center Can Check If Sober Living is Covered by Your Insurance Policy

At Virtue Recovery Center, we recognize the importance of a supportive environment in the recovery journey. Therefore, we are proud to offer sober living homes across multiple states, including Texas, Arizona, Nevada, and Oregon. These facilities provide a structured, substance-free environment that encourages healthy living and fosters personal growth. Our sober living homes are an integral part of our evidence-based, trauma-informed treatment program, which includes one-on-one counseling, group therapy, and comprehensive support services.

Understanding the financial aspect of treatment can often be overwhelming. To alleviate this stress, our dedicated team at Virtue Recovery Center is available to check with your insurance provider to determine if your plan covers sober living homes. This service allows you to focus on what truly matters – your journey towards recovery. With facilities in several states, we strive to make our services accessible to those in need. Reach out to us today to learn more about our sober living homes and how we can support you on your path to recovery.

What Are Sober Living Homes?

What Are Sober Living Homes?

Sober living homes, also known as sober houses or recovery homes, are group homes designed for individuals recovering from addiction to drugs or alcohol. These homes provide a safe and supportive living environment for people who have completed a residential treatment program or other forms of addiction treatment.

Sober living arrangements require you to remain sober and abide by specific sober living rules and guidelines. These may include attending 12-step programs, participating in house meetings and chores, submitting to drug tests, and maintaining employment or attending school.

Sober living homes offer a range of benefits, including peer support, accountability, and structure. They can also help individuals transition back into the community after completing addiction treatment and can provide a sober and stable living environment while they work on rebuilding their lives.

It's important to note that sober living homes are not treatment centers and do not provide clinical services. Instead, they are meant to be a supportive and transitional living environment to aid in relapse prevention. Unlike halfway houses, which typically limit how long one can stay, residents of a sober community are generally encouraged to stay as long as they abide by the sober living guidelines.1 If you're not sure whether you or a loved one has an addiction problem, you can get in touch for a drug and alcohol assessment at a Virtue Recovery Center near you.

What is Insurance Coverage?

What is Insurance Coverage?

Insurance coverage refers to the financial protection an insurance policy provides in the event of an unexpected expense, loss, or damage to property, health, or other assets. Essentially, insurance coverage involves paying regular premiums to an insurance company in exchange for the promise of financial protection in case of a specified event or loss.

Insurance coverage can take many forms, including rehab insurance, also known as addiction treatment insurance or substance abuse treatment insurance. It’s a type of health insurance that covers the costs of addiction treatment services

Difference Between Halfway Houses and Sober Living Homes

What is the Difference Between Halfway Houses and Sober Living Homes?

Halfway houses and sober living homes both provide structured, supportive environments for individuals in recovery. However, they serve different purposes and operate under distinct sets of rules. Halfway houses are often government-funded and might require residents to have completed or be enrolled in a formal treatment program. They also typically have a set length of stay and may mandate participation in certain activities, such as group therapy or job training.

On the other hand, sober living homes are typically privately funded and offer more flexibility. They don't usually require participation in a specific treatment program, although residents are encouraged to engage in recovery activities. Sober living homes also tend to focus on long-term sobriety and integration back into daily life. While they do have rules to maintain a drug and alcohol-free environment, these homes generally offer more personal freedom.

Does Your Insurance Cover Sober Living?

Find out your health insurance coverage levels for sober living homes.

CALL (866)-461-3339

We accept most insurance plans and can check your coverage levels on your behalf.

Check Your Insurance

Does Insurance Cover Sober Living?

Many insurance companies recognize the value of sober living as an essential step in recovery and may provide coverage as part of a comprehensive addiction treatment program. However, some insurance policies may not cover it since it doesn’t provide “medically necessary” services, or they may have other requirements that must be met to qualify for coverage.

Whether insurance covers sober living will depend on the specific insurance policy and the state where the policy is issued, among other factors. Therefore, it's important to verify insurance benefits and any exclusions or limitations with your provider.

Does Insurance Cover Aftercare Treatment?

Yes, many insurance policies cover aftercare treatment as part of a comprehensive addiction treatment program. Aftercare treatment is a vital component of addiction recovery, as it helps individuals maintain their sobriety and avoid relapse after completing a formal addiction treatment program.

The specific coverage provided by an insurance policy for aftercare treatment can vary depending on the policy and other factors, but aftercare treatment generally includes services such as:

  • Ongoing therapy: This can include individual therapy, group therapy, or family therapy. It is designed to help individuals continue to address any underlying issues that may contribute to their addiction.
  • Medication management: Some individuals may require ongoing medication management to help manage cravings or other symptoms of addiction.
  • Support groups: This can include 12-step programs, such as Alcoholics Anonymous or Narcotics Anonymous, or other peer support groups.
  • Continuing care planning: This involves working with a treatment team to create a plan for ongoing care and support after completing a formal addiction treatment program.

Does Insurance Cover Out-Of-State Sober Living Homes?

Insurance coverage for out-of-state sober living homes can vary greatly and is dependent on several factors. This includes the specifics of your individual insurance plan, the state in which you are seeking treatment, and the policies of the sober living home itself. While many insurance plans do not typically cover sober living costs, some may provide coverage for aftercare treatment as part of a comprehensive addiction treatment program.

Virtue Recovery Center operates facilities in Texas, Arizona, Nevada, and Oregon. Each of our locations provides a supportive and therapeutic environment for individuals on their journey towards recovery. If you have insurance and are considering one of our sober living homes, we encourage you to reach out to us. Our professional staff will verify your insurance benefits and guide you through the process, helping you understand what your insurance covers and how much you might need to pay out of pocket.

We understand that navigating the complexities of insurance coverage can be challenging, especially during a time when your focus needs to be on recovery. That’s why our team is dedicated to providing you with the necessary support and guidance, ensuring you can access the care you need without undue financial stress. Contact us today to learn more about how we can assist you on your path to sobriety.

Inpatient and Outpatient Rehabs That Take Insurance

Virtue Recovery Center has saved lives from substance abuse and restored families for years. With nationally accredited treatment facilities in multiple states, our addiction treatment specialists have created the most reliable and thorough treatment plans. Below you’ll find links to more information about all of Virtue Recovery Center’s inpatient and outpatient rehabilitation facilities:

Recovery Centers in Arizona

  • Chandler, Arizona: 111 S Hearthstone Way, Chandler, AZ 85226, United States
  • Sun City West, Arizona: 13951 W Meeker Blvd, Sun City West, AZ 85375, United States

Recovery Centers in Texas

  • Houston, Texas: 9714 S Gessner Rd, Houston, TX 77071, United States
  • Killeen, Texas: 5200 S W S Young Dr, Killeen, TX 76542, United States

Recovery Centers in Nevada

  • Las Vegas, Nevada: 8225 W Robindale Rd, Las Vegas, NV 89113

Recovery Centers in Oregon

  • Astoria, Oregon: 263 W Exchange St, Astoria, OR 97103, United States
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Find out if your health insurance covers rehab treatment

Check Your Insurance Coverage for Sober Living Homes

Find out your health insurance coverage levels for sober living houses. We are in-network with most health insurance providers and may accept your insurance plan too.

Does Insurance Cover Aftercare Treatment?

Yes, many insurance policies cover aftercare treatment as part of a comprehensive addiction treatment program. Aftercare treatment is a vital component of addiction recovery, as it helps individuals maintain their sobriety and avoid relapse after completing a formal addiction treatment program.

The specific coverage provided by an insurance policy for aftercare treatment can vary depending on the policy and other factors, but aftercare treatment generally includes services such as:

  • Ongoing therapy: This can include individual therapy, group therapy, or family therapy. It is designed to help individuals continue to address any underlying issues that may contribute to their addiction.
  • Medication management: Some individuals may require ongoing medication management to help manage cravings or other symptoms of addiction.
  • Support groups: This can include 12-step programs, such as Alcoholics Anonymous or Narcotics Anonymous, or other peer support groups.
  • Continuing care planning: This involves working with a treatment team to create a plan for ongoing care and support after completing a formal addiction treatment program.

How Much Does Sober Living Cost Without Insurance?

The cost of a sober living home without insurance can vary widely depending on many factors, including location, amenities, and length of stay. However, on average, a sober living home can cost anywhere from a few hundred to several thousand dollars per month.

The cost of a sober living home typically includes the following:

  • Rent: This is the home's cost and typically includes a private or shared room and common living spaces.
  • Food: Some sober living homes include meals as part of the cost of rent, while others require residents to purchase and prepare their own food.
  • Utilities: This includes the cost of electricity, gas, water, and other utilities.
  • Amenities: This can include access to a gym, pool, or other recreational facilities, as well as transportation to support group meetings or appointments.

It's important to note that the cost of a sober living home or any form of transitional living can be a significant barrier to accessing care. However, many sober living homes offer financial assistance or sliding scale fees based on income to help make their services more affordable.

Additionally, you may be eligible for government-sponsored health insurance programs, such as Medicaid,1 which may cover the cost of sober living as part of a comprehensive addiction treatment program.

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How To Check My Insurance Coverage Levels for Sober Living Homes

Easily verify insurance coverage for sober living by filling out our confidential online form. After you submit the no-obligation form, one of our professional staff members will contact your health insurance provider to verify your sober living insurance coverage benefits. We'll then contact you as soon as possible to review your policy and discuss the next steps.

Most insurance policies are in-network with Virtue Recovery Center. Therefore, not only do we have all the answers to the common question: “Does insurance cover sober living” but our admissions coordinators will communicate with your insurance provider on your behalf. We remove the difficulties and confusion involved with contacting your provider yourself. Additionally, any details provided or discussed will be kept private.

Can You Go Into Sober Living Without Insurance?

It is possible to go into a sober living home without insurance. While some sober living homes may require insurance or proof of ability to pay as a condition of admission, many homes offer payment plans and sliding scale fees based on income. In addition, they may provide financial assistance to make their services more accessible to those without insurance.

However, sober living homes can be a significant financial commitment, and the cost of care can differ greatly, depending on many variables. Therefore, it's important to carefully consider the cost and explore all available options for financial assistance before committing to a sober living home.

If you want to enter a sober living home but do not have insurance, you may want to research options in your area to inquire about payment plans or other financial assistance. You may also want to consider reaching out to local community organizations or government agencies that provide support for addiction treatment to explore additional resources that may be available to you.

In addition, you can submit a request to one of our professional admissions coordinators today. Before discussing the next steps, a coordinator will address any inquiries regarding our sober living programs, including information about cost and payment options.

Sober Living Stats and Facts

Sober living homes offer a supportive and substance-free living setting for those recovering from drug or alcohol addiction. In addition to providing access to support groups, sober companionship, and other resources that can aid in maintaining a sober lifestyle, they also provide a regulated living environment conducive to sobriety maintenance.

Below are some statistics and facts regarding sober living:

  • According to estimates, the United States has approximately 17,943 sober living facilities. Florida, New York, and California are the states with the most.1
  • In the first year of recovery, 25% to 50% of people who finish a formal addiction treatment program may relapse, according to the Substance Abuse and Mental Health Services Administration (SAMHSA). However, the supportive housing atmosphere can facilitate long-term sobriety and relapse prevention.2
  • A study published in the Journal of Psychoactive Drugs found that individuals who participated in sober living for at least six months had significantly better substance use and employment outcomes than those who did not participate in sober living.3
  • The first sober living facilities appeared in the late 1940s. They were initially established when a collection of committed members of the Alcoholics Anonymous community founded a "12-step" house, imposing sober living rules and required attendance at AA meetings, often located in low-income housing.4
  • Low-income groups are frequently at the biggest risk of relapsing because they have limited housing alternatives that promote addiction treatment, especially those with a history of homelessness.5
  • Co-occurring mental disorders are linked to a higher chance of relapse.6
  • Preventive measures may be necessary to avoid future alcohol issues in people who briefly cut back on drinking on their own since natural remission may be followed by a high chance of relapse.7

Check Your Insurance Coverage For Sober Living With Virtue Recovery Center

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with your insurance provider on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.

STEP 1

Using your Health Insurance Card, fill out all of the fields on the confidential form.

STEP 2

A member of our staff will contact your insurer to verify if your policy will cover your treatment

STEP 3

We will contact you promptly with the results of the verification and discuss the next steps

Sources and Citations
  1. Polcin, Douglas L., et al. “What Did We Learn From Our Study on Sober Living Houses and Where
  2. Do We Go From Here?” Journal of Psychoactive Drugs, vol. 42, no. 4, Taylor and Francis, Dec. 2010, pp. 425–33. https://doi.org/10.1080/02791072.2010.10400705.
  3. Centers for Medicare & Medicaid Services. “Substance Use Disorders.” Medicaid, www.medicaid.gov/medicaid/benefits/behavioral-health-services/substance-use-disorders/index.html. Accessed 11 Apr. 2023.
  4. Jason, Leonard A., et al. “Estimating the Number of Substance Use Disorder Recovery Homes in the United States.” Alcoholism Treatment Quarterly, vol. 38, no. 4, Taylor and Francis, May 2020, 506–14. https://doi.org/10.1080/07347324.2020.1760756.
  5. U.S. Department of Health & Human Services . “Recovery and Recovery Support.” The Substance Abuse and Mental Health Services Administration (SAMHSA), 16 Feb. 2023, www.samhsa.gov/find-help/recovery.
  6. De Leon, G., et al. “Residential Drug Abuse Treatment Research: Are Conventional Control Designs Appropriate for Assessing Treatment Etfectiveness?” Journal of Psychoactive Drugs, Taylor and Francis, Jan. 1995, https://doi.org/10.1080/02791072.1995.10471676.
  7. Wittman, Friedner D., and Douglas L. Polcin. “The Evolution of Peer Run Sober Housing as a Recovery Resource for California Communities.” International Journal of Self Help and Self Care, vol. 8, no. 2, Portico, Jan. 2014, pp. 157–87. https://doi.org/10.2190/sh.8.2.c
  8. Polcin, Douglas L., Diane M. Henderson, et al. “Perceptions of Sober Living Houses Among Addiction Counselors and Mental Health Therapists: Knowledge, Views and Perceived Barriers.” Journal of Psychoactive Drugs, vol. 44, no. 3, Taylor and Francis, Aug. 2012, pp. 224–36. https://doi.org/10.1080/02791072.2012.703103.
  9. Andersson, Helle Wessel, et al. “Relapse After Inpatient Substance Use Treatment: A Prospective Cohort Study Among Users of Illicit Substances.” Addictive Behaviors, vol. 90, Elsevier BV, Mar. 2019, pp. 222–28. https://doi.org/10.1016/j.addbeh.2018.11.008.
  10. Moos, Rudolf H., and Bernice S. Moos. “Rates and Predictors of Relapse After Natural and Treated Remission From Alcohol Use Disorders.” Addiction, vol. 101, no. 2, Wiley-Blackwell, Feb. 2006, pp. 212–22. https://doi.org/10.1111/j.1360-0443.2006.01310.x.

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