Dual Diagnosis Treatment Centers That Take Insurance

Dual diagnosis treatment insurance coverage refers to the extent to which health insurance policies cover the cost of treatment for individuals with co-occurring substance abuse or addiction and mental health disorders. Health insurance plans often pay part, if not all, of the expenses of treating co-occurring disorders and view dual diagnosis rehabilitation coverage as essential.

Under the Affordable Care Act (ACA), all health insurance plans in the United States are required to cover mental health and substance use disorder services as essential health benefits.² This means that most insurance plans will cover at least some form of dual diagnosis treatment, including outpatient or inpatient care, counseling, and medication management.

However, the specific coverage and benefits for dual diagnosis treatment will vary depending on the insurance policy and your unique needs. For example, some insurance plans may limit the number of days or sessions covered, require pre-authorization, or have different cost-sharing requirements for mental health and substance abuse treatment than other medical services.

Dual diagnosis costs with rehab insurance can significantly vary depending on your insurance policy, the type of treatment program, and the specific services needed. However, most insurance plans will include some form of dual diagnosis treatment coverage. Some insurance plans may even cover the full cost of treatment, while others may require co-payments, deductibles, or other cost-sharing requirements.

On average, a 30-day inpatient treatment program may cost anywhere between $5,000 and $20,000, depending on the facility.¹

Easily verify insurance for your dual diagnosis treatment coverage by filling out our confidential online form. After you submit the no-obligation form, one of our professional staff members will contact your health insurance provider to verify your dual diagnosis treatment benefits. We’ll contact you as soon as possible to review your policy and discuss the next steps.

Virtue Recovery Center is in-network with most insurance plans, and our admissions coordinators will speak with your insurance company directly, eliminating the challenges and confusion associated with contacting your provider yourself. In addition, all information provided or discussed will remain completely confidential.

Yes, it is possible to receive dual diagnosis treatment without insurance, although it can be expensive. Treatment programs for dual diagnosis can range from outpatient therapy to residential programs with 24-hour care and medical supervision. The cost can vary widely depending on the specific program and the level of care required.

Some treatment facilities may offer financial assistance or sliding scale fees based on income. Government-funded programs also provide low-cost or free treatment options for individuals without insurance. In addition, community mental health centers, faith-based and nonprofit organizations, and local government agencies may also offer low-cost or free mental health and substance use disorder services.

While you might be able to receive dual diagnosis therapy without insurance thanks to these options, the degree of care and service accessibility may vary significantly. Therefore, to ensure you receive the best care possible, it is crucial to research all of your alternatives and talk with treatment providers to learn about expenses and possible financing options.

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with your insurance provider on your behalf to check your insurance coverage levels for dual diagnoses treatment.