Do Drug and Alcohol Rehab Centers Take MultiPlan Insurance?

The fact that there are numerous financing options for rehab should deliver some peace of mind. However, some people who want addiction treatment may feel discouraged or reluctant to go.  Virtue Recovery Center is in-network with MultiPlan and does accept MultiPlan for recovery treatment. Read on for how MultiPlan’s network of providers can assist you on your road to recovery and sobriety and how to verify the benefits applicable to your specific plan.

What is Rehab Insurance Coverage?

Rehab insurance coverage, also known as addiction treatment insurance coverage, refers to the specific provisions in a health insurance policy that cover the costs of rehabilitation and addiction treatment services. This can include inpatient and outpatient treatment, medication-assisted treatment, counseling, and other substance abuse and addiction services.

Under the Affordable Care Act (ACA), insurance companies must cover mental health and substance abuse services as essential health benefits,1 which means that most insurance plans cover some level of addiction treatment. However, the extent of coverage varies according to many different factors.

Some insurance plans may cover the entire cost of addiction treatment, while others may only cover a portion. Therefore, reviewing your insurance policy to understand what is covered and what out-of-pocket expenses you may be responsible for is important.

Rehab insurance coverage can help access the treatment needed to overcome addiction and achieve long-term recovery.

What is MultiPlan?

MultiPlan (also spelt by some as Multi-Plan) is a nationwide network and cost management company providing services to insurers, health plans, and other payers. MultiPlan doesn't offer health insurance and doesn't manage benefits. Instead, the company has a network of healthcare providers that negotiate rates with insurers and payers, including hospitals, physicians, and other healthcare professionals. MultiPlan's network includes more than 1.5 million healthcare providers.2Multi-plan-logo

In addition to its provider network, MultiPlan also offers various solutions and services, including medical bill review, network-based pricing, and data analytics to help payers manage healthcare costs more effectively. As a result, MultiPlan's services can help reduce healthcare costs for payers and improve the affordability of healthcare services for patients.

The company has operated for over 40 years and is headquartered in New York. It partners with various healthcare payers and providers, including insurance companies, self-insured employers, third-party administrators, and government entities.3

MultiPlan's logo may appear on insurance cards because it is a way to indicate that the insurance plan includes access to MultiPlan's network of providers and that MultiPlan may be involved in the processing of claims for services received from those providers. In addition, your insurance provider most likely uses the MultiPlan network to grant you access to a broader range of providers who have agreed to offer services at a reduced cost.

Do MultiPlan Insurance Policies Cover Drug and Alcohol Rehab?

MultiPlan does not offer insurance policies directly, so it does not cover drug and alcohol rehab services through insurance policies. However, MultiPlan's network of healthcare providers may include facilities that offer drug and alcohol rehab services. These services may be covered by insurance carriers that contract with MultiPlan to provide access to its network.

For people facing substance abuse problems, the health plan contracting with MultiPlan may provide drug and alcohol rehab benefits that could include, but are not limited to, the following:

  • Residential care
  • Medications
  • Detoxification
  • Aftercare initiatives
  • Long-term inpatient care
  • Outpatient care

Check Your MultiPlan Insurance for Addiction Treatment

You can check your MultiPlan insurance coverage levels for drug or alcohol addiction rehab treatment by calling us on 866-461-3339 or by using the form below.

Our admissions coordinators will interact directly with MultiPlan on your behalf, removing from your shoulders the burden of figuring out if your insurance will pay for your substance addiction treatment.

Do MultiPlan Insurance Policies Cover Mental Health Rehab?

MultiPlan does not directly provide insurance plans, so it does not provide coverage for mental health rehab treatments through insurance policies. But mental health rehab facilities and your insurance carrier could be part of MultiPlan's network of providers. As a result, these treatments might be reimbursed by your carrier.

The health plan contracting with the MultiPlan network may offer benefits, including mental health education, therapy, and promoting family involvement. In addition, dual diagnosis, sometimes known as substance abuse and mental health issues combined, may also be covered by a health plan contracted with the MultiPlan network for addiction treatment. The degree of care required might vary depending on the type of medications necessary and the severity of the mental health issues.

Inpatient and Outpatient Rehab Centers That Take MultiPlan Insurance Policies

Virtue Recovery Center is in-network with most major insurance companies. We have been saving individuals from substance abuse and rebuilding families for years with multiple treatment locations in several states. In addition, the Joint Commission accredits all of our inpatient and outpatient facilities. We are also HIPAA compliant and members of the National Association of Addiction Treatment Providers (NAATP).

Below you'll find links to all of the Virtue Recovery Center rehab facilities:

How Much Does Rehab Cost With MultiPlan Insurance Policies?

To give access to their services, MultiPlan is a network of healthcare institutions and providers with agreements with health insurance carriers. As a result, rehab service providers, facilities, and insurance plans that provide coverage will decide the actual cost of rehab treatment.

Some insurance plans may fully cover rehab costs, but in other cases, the patient may be required to finance a portion of those costs out-of-pocket. The out-of-pocket expenses will vary, depending on several factors, including your plan, treatment type, and provider.

Unlike outpatient therapy, which allows you to remain at home while undergoing treatment, inpatient treatment necessitates a prolonged stay at a treatment facility and is typically more expensive. A general estimate of the typical monthly cost of inpatient rehab with insurance is $5,000 to $25,000 or more, depending on the above variables.1


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How To Check My MultiPlan Insurance Policy Coverage Levels for Rehab Treatment

Contacting your insurance provider can be challenging. You can easily verify insurance coverage for rehab treatment by filling out our no-obligation online form. Allow one of our highly qualified staff members to contact your provider and confirm your policy coverage levels for rehab treatment. We'll contact you as soon as possible to review and discuss the next steps.

Virtue Recovery Center eliminates the difficulties and wait times associated with contacting your insurance carrier. In addition, any information you provide or discuss will remain confidential.

How To Get My MultiPlan Insurance Policy To Pay For Rehab Treatment

If you have an insurance policy that contracts with the MultiPlan network of providers and you need to pay for rehab treatment, here are some general steps you can take:

  1. Check your policy: Review your insurance plan to determine the coverage specifics for rehab treatment. This will help you understand the scope of your coverage and what steps you need to take to get your insurance to pay for rehab.
  2. Find an in-network rehab provider: Look for rehab facilities in your insurance network. This usually ensures lower out-of-pocket expenses.
  3. Get pre-authorization: Most insurance policies require pre-authorization before covering the cost of rehabilitation treatment. This means you must submit a coverage request before you start treatment. Your healthcare provider or Virtue Recovery Center can help with this step.
  4. Provide documentation: Your insurance company may require documentation to support your rehab treatment needs. This may include medical records, doctor notes, or treatment plans. Be prepared to provide this documentation to your insurance company.
  5. Understand your financial responsibility: Even if your insurance company covers the cost of rehab treatment, you may still be responsible for some out-of-pocket expenses, such as deductibles or co-pays. Make sure you clearly understand what your financial responsibility is before beginning treatment.

How Many Times Will MultiPlan Pay For Rehab?

How many times insurance will cover rehab depends on the specific terms of your insurance policy contracted with MultiPlan's network. In general, many insurance policies cover the necessary rehab treatment costs up to the maximum limit stated in the underwriting.

Different policies have different limits and exclusions on the number of times rehab treatment is covered. This means that the number of times you can receive coverage for rehab may vary depending on factors such as the severity of your condition, the type of treatment needed, and the duration of treatment. In addition, the regularity with which insurance will fund rehab may vary significantly based on your specific insurance policy.

Furthermore, if several treatments are considered medically necessary, certain plans may pay for them. How frequently your insurer pays rehab may also depend on how well your recovery is going. For instance, if you successfully complete a treatment program but then relapse, your insurance could be more willing to cover additional therapy for relapse prevention.

Can You Go To Rehab Without Insurance?

Yes, you can go to rehab treatment without insurance. There is no need to worry if your insurance does not cover the treatment you require on your path to sobriety. There are several alternatives to pay for medical care.

Most treatment facilities are eager to provide their patients with financial options, including payment plans. The following are some additional funding options if you don't have insurance or if your insurance doesn't cover addiction treatment:

  • Sliding Scale Fees: A person's income determines the service costs. Typically, they are chosen to account for inequality and combat economic disparity. Therefore, the lower your income, the less you'll pay out-of-pocket.
  • Community-based groups, nonprofits, or government-funded programs: These programs are usually inexpensive or free and can include a variety of treatments, such as therapy and detoxification. To locate low-cost substance use disorder treatment and services, simply do an Internet search for your state, county, or city.
  • Employee Assistance Programs (EAPs): If employed, your company may have an EAP offering addiction treatment services. EAPs are typically designed to provide support and resources for employees struggling with personal or work-related issues.
  • Faith-based programs: Some faith-based organizations offer treatment services to individuals seeking help with their addiction. These programs may incorporate religious or spiritual practices into their treatment approach.
  • Peer support groups: Groups like Alcoholics Anonymous (AA) and Narcotics Anonymous (NA) can provide a supportive community for individuals in recovery. These groups are typically free to attend and can provide a valuable source of support during the rehab and recovery process.
  • Umbrella Policy: a specific insurance policy that extends the liability protection your other insurance plans cannot. Although an umbrella policy usually doesn’t cover addiction treatment, it might offer supplemental protection for any liability claims resulting from addiction treatment.

Although you might be able to obtain addiction treatment through the above options without insurance, it's crucial to remember that service accessibility and level of care may vary significantly. Therefore, it is essential to do your research, speak with medical experts, and look for accredited treatment providers to ensure you receive the finest care possible.

Additionally, the price of addiction treatment shouldn't stop you from seeking appropriate therapies or recovery programs. Virtue Recovery Center wants to ensure you or a loved one has the best care available if you or they are considering getting treatment for a drug or alcohol addiction. We'll work with you to create an affordable payment plan for unforeseen costs.

If you're committed to recovery, send a request to one of our qualified admission coordinators today. Before going over the next steps, a coordinator will respond to any questions about our programs, including pricing and payment option details.

Check Your MultiPlan Insurance Coverage With Virtue Recovery Center

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with MultiPlan on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.


Using your Health Insurance Card, fill out all of the fields on the confidential form.


A member of our staff will contact your insurer to verify if your policy will cover your treatment


We will contact you promptly with the results of the verification and discuss the next steps

*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note that this is only a quote of benefits and/or authorization. We cannot guarantee that payment or verification eligibility will be accurate and complete as conveyed by your health insurance provider. Payment of benefits is subject to all terms, conditions, limitations, and exclusions of the member’s contract at the time of service. Your health insurance company will only pay for services it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. Suppose your health insurance company determines that a particular service is not reasonable and necessary or that a specific service is not covered under your plan. In that case, your insurer will deny payment for that service, and it will become your responsibility.

Your Name*
Who is seeking treatment?*
Name of Patient
MM slash DD slash YYYY
Insurance Company's Name*
May we text you?

*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note, this is only a quote of benefits and/or authorization. We cannot guarantee payment or verification eligibility as conveyed by your health insurance provider will be accurate and complete. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at time of service. Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility.

Sources and Citations
The Joint Commission
National Association of Addiction Treatment
Virtue Recovery Las Vegas, LLC BBB Business Review


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