Do Drug and Alcohol Rehab Centers in Texas Take MultiPlan Insurance Policies?
Recover Centers in Texas offer a wide range of rehabilitation services and financing options, which should provide some peace of mind. Continue reading to see how MultiPlan’s provider network may help you on the road to recovery and sobriety and how to confirm the benefits that apply to your particular policy.
What is Texas Known For?
Texas is one of the southern most states in the US, where it borders the US states of New Mexico, Oklahoma, Arkansas, Louisiana, as well as Mexico and the Gulf of Mexico. With over 30 million people, Texas is both the 2nd largest state by population and by land area.1 Beyond the typical thoughts of cowboys, barbecues, and oil, Texas also has an impressive and diverse history.
The state of Texas has a strong economy, with major industries including agriculture, energy, healthcare, military, and manufacturing. It is home to several Fortune 500 companies, including Exxon Mobil, AT&T, and American Airlines.
Its rich history and cultural heritage include influences from Native Americans, Spanish colonizers, Mexican settlers, and Anglo pioneers. It was an independent republic from 1836 to 1845 before joining the United States as the 28th state.2
The Lone Star State is known for its iconic symbols, including the Alamo in San Antonio, the Space Center in Houston, Tex-Mex cuisine, and the famous phrase "Don't mess with Texas." It is also home to several renowned higher education institutions, including the University of Texas at Austin, Texas A&M University, and the University of North Texas in Fort Worth.
What is Rehab Insurance Coverage?
Rehab insurance coverage is a type of health insurance that benefits those seeking treatment for addiction, mental health issues, or substance abuse. Detoxification, behavioral therapy, medication-assisted treatment, inpatient and outpatient therapies, and other types of specialized care may all be covered by rehab insurance.
Among other things, the kind of insurance plan, the precise benefits offered, and the particular treatment criteria can all affect the degree of coverage. In addition, employer-sponsored plans, government-sponsored programs like Medicaid, private health insurance policies, and combinations all offer coverage for rehabilitation.
What is MultiPlan?
MultiPlan is a nationwide network and cost management company. It does not offer health insurance or manage benefits. Instead, hospitals, doctors, and other healthcare professionals are part of MultiPlan's network of healthcare providers negotiating reduced rates with payers and insurers. There are more than 1.5 million healthcare professionals in MultiPlan's network.3
MultiPlan provides several solutions and services, in addition to its provider network, to assist payers in better controlling healthcare costs. These include medical bill review, network-based pricing, and data analytics. As a result, MultiPlan's services can aid in lowering healthcare expenses for payers and enhancing the accessibility of healthcare for patients.
Headquartered in New York, the company has operated for over 40 years. They collaborate with healthcare providers, insurance companies, self-insured employers, third-party administrators, and government agencies.4
The MultiPlan logo could be shown on insurance cards to indicate that the insurance plan includes access to MultiPlan's provider network and that MultiPlan might be engaged in processing claims for services obtained from those providers.
Check Your MultiPlan Insurance for Addiction Treatment in Texas
You can check your MultiPlan insurance coverage levels for drug or alcohol addiction rehab in Texas by calling us on 866-461-3339 or by using the form below.
Our admissions coordinators will interact directly with MultiPlan on your behalf, removing from your shoulders the burden of figuring out if your insurance will pay for your addiction treatment.
Do MultiPlan Insurance Policies Cover Drug and Alcohol Rehab in Texas?
The coverage of drug and alcohol rehab by MultiPlan insurance policies in Texas depends on the specific plan and the policy terms. MultiPlan is a network of healthcare providers and facilities, and they work with several different insurance companies that offer a range of policies with varying coverage options.
In general, many insurance policies offer some coverage for addiction treatment services. The Mental Health Parity and Addiction Equity Act (MHPAEA) requires health insurance plans to provide equal coverage for mental health and substance use disorder treatment as they do for physical medical and surgical care.
Your health plan that has a contract with MultiPlan may offer drug and alcohol rehab benefits for those who have substance abuse issues, which may include but are not limited to the following:
- Residential care
- Medications
- Detoxification
- Aftercare initiatives
- Long-term inpatient care
- Outpatient care
Do MultiPlan Insurance Policies Cover Mental Health Rehab in Texas?
MultiPlan does not directly offer insurance plans. However, your insurance company and mental health rehabilitation centers could be included in MultiPlan's network of providers. Therefore, your insurance carrier may cover mental health rehab in Texas, including promoting family engagement, treatment, and mental health education.
A health plan with a relationship with the MultiPlan network for addiction treatment may also cover dual diagnosis. However, the level of care needed may differ based on the type of medication used and the severity of the mental health condition(s).
Texas Inpatient and Outpatient Rehab Centers That Take MultiPlan Insurance Policies
Virtue Recovery Center has been saving lives from substance abuse with multiple treatment locations in several states, including two nationally accredited luxury facilities in Texas. These evidence-based inpatient drug and alcohol rehabilitation centers provide residential care for those with addiction, dual diagnosis, and underlying trauma.
Below are links to our Texas-based rehabilitation centers:
FREE ASSESSMENT
Get immediate treatment help now. 100% safe & confidential.
CALL (866)-461-3339
Contact us to schedule a free confidential assessment with a licensed clinician.
How Much Does Rehab Cost in Texas With a MultiPlan Insurance Policy?
MultiPlan, a network of healthcare institutions and service providers, has agreements with health insurance companies to give access to their services. The kind of treatment program, the length of the program, the facility's location, and the particulars of your insurance coverage will all affect how much rehab costs with a MultiPlan insurance policy in Texas.
In general, some of the cost of rehabilitation may be covered, but you may still be liable for certain out-of-pocket costs, including deductibles, copays, and coinsurance. In addition, depending on the particular treatment plan and required degree of care, the cost of rehab will vary.
For example, inpatient rehab may be more expensive than outpatient rehab because it includes room and board, medical care, and 24-hour supervision. Depending on the above variables, the average monthly cost of inpatient treatment with insurance is often estimated to range from $5,000 to $25,000 or more.5
Addiction treatment costs shouldn't stop you from seeking help. It's important to note that some rehab facilities may offer sliding scale fees or financial assistance programs for uninsured or underinsured individuals.
Suppose you or a loved one is thinking about receiving treatment for a substance use disorder. In that case, Virtue Recovery Center wants to guarantee that you or they obtain the greatest care possible. Therefore, we'll collaborate with you to develop a reasonable payment plan for unexpected expenses.
How To Check the Coverage Levels of My MultiPlan Insurance Policy for Rehab Treatment
Virtue Recovery Center is in-network with most insurance plans, and we have the answers to the common question: "Do MultiPlan insurance policies cover rehab in Texas?" Virtue Recovery Center is ready and willing to verify your insurance coverage levels with MultiPlan.
Fill out our free, no-obligation online form, and allow one of our highly qualified staff members to eliminate the difficulties and wait times associated with contacting your insurance provider. We'll get in touch with you after to review your benefits and discuss the next steps. Rest assured that all information you provide or discuss is entirely confidential.
How To Get My MultiPlan Insurance Policy To Pay For Rehab Treatment
Here are some general actions you may take if you need to pay for rehab treatment and your insurance coverage has a contract with the MultiPlan provider network:
- Check your policy: Review your insurance plan to determine the specifics of your benefits for rehab treatment. This will help you understand the extent of your coverage and how to get MultiPlan to pay for inpatient rehab in Texas.
- Find an in-network rehab provider: Look for rehab centers in Texas that take MultiPlan insurance policies. This usually ensures lower out-of-pocket expenses.
- Get pre-authorization: Depending on your policy, you may need pre-authorization before beginning rehab treatment. This means that you must provide documentation to your insurance company showing the medical necessity for the treatment. Your healthcare provider or Virtue Recovery Center can help with this step.
- Provide documentation: Your insurance provider can ask for proof of your need for rehab therapy. This might consist of prescriptions, notes from the doctor, or medical records. Prepare to provide your insurance provider with this documentation.
- Understand your financial responsibility: Even if your insurance company covers rehab treatment costs, you may still be liable for some out-of-pocket expenses, such as deductibles or copays. Ensure you clearly understand what your financial responsibility is before beginning treatment.
How Many Times Will Insurance Pay for Rehab for Holders of MultiPlan Insurance Policies?
The precise conditions and liability details of your insurance coverage that your provider has with MultiPlan's network will determine how frequently your insurer will pay for treatment. Most insurance policies typically pay for essential rehab treatment expenses up to the maximum limit specified during underwriting.
The number of times rehabilitation is covered varies due to different exclusions and restrictions. Accordingly, the number of times you may obtain coverage for rehab may vary based on the severity of your condition, the type of therapy required, and the length of treatment, among other factors. In addition, how long MultiPlan will pay for inpatient rehab in Texas may vary significantly based on your specific insurance policy.
Furthermore, certain insurance plans may cover several treatments if they are deemed medically necessary. Finally, your recovery progress may also affect how frequently your insurer covers rehab. For instance, your insurer might be more willing to pay for additional treatment if you successfully finish a treatment program but then relapse.
Check Your MultiPlan Insurance Coverage With Virtue Recovery Center
If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with your MultiPlan on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.
STEP 1
Using your Health Insurance Card, fill out all of the fields on the confidential form.
STEP 2
A member of our staff will contact your insurer to verify if your policy will cover your treatment
STEP 3
We will contact you promptly with the results of the verification and discuss the next steps
*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note that this is only a quote of benefits and/or authorization. We cannot guarantee that payment or verification eligibility will be accurate and complete as conveyed by your health insurance provider. Payment of benefits is subject to all terms, conditions, limitations, and exclusions of the member’s contract at the time of service. Your health insurance company will only pay for services it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. Suppose your health insurance company determines that a particular service is not reasonable and necessary or that a specific service is not covered under your plan. In that case, your insurer will deny payment for that service, and it will become your responsibility.
*Insurance Disclaimer: Virtue Recovery Center will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note, this is only a quote of benefits and/or authorization. We cannot guarantee payment or verification eligibility as conveyed by your health insurance provider will be accurate and complete. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at time of service. Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” Virtue Recovery Center will make every effort to have all services preauthorized by your health insurance company. If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility.
- “Texas Population 2023.” World Population Review, 2023,worldpopulationreview.com/states/texas-population.
- National Geographic Society. “Dec 29, 1845 CE: Texas Becomes a State.” National Geographic,2022, education.nationalgeographic.org/resource/texas-becomes-state
- “Information for Health Plan Members.” MultiPlan Corporation, 2022, https://www.multiplan.us/members/
- MultiPlan Corporation. “Company ≫ MultiPlan.” MultiPlan, 7 Oct. 2022,www.multiplan.us/company.
- Stilkind, Joseph. “Average Cost of Drug Rehab [2023]: By Type, State and More.” NCDAS, 1 Jan. 2023, drugabusestatistics.org/cost-of-rehab
START YOUR RECOVERY TODAY!
Contact Virtue Recovery Center 24/7 for inpatient treatment near you